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Joined: Jul 2012
Posts: 2,518
Forum Master
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OP
Forum Master
Joined: Jul 2012
Posts: 2,518 |
Has any one had any dealings with cover sure insurance.
Am trying to get car insurance that covers for hire and reward, ive had hundreds of quotes for over 4 grand a year, but yet cover sure have come back saying £900 a year, and it's aviva that write the policy.
I have been in touch with avaiva, as i know they don't cover for hire and reward, and they say they have not heard of cover sure.
So am a bit reluctant to pay £900 over the phone to cover sure.
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Joined: Jun 2010
Posts: 81
Member
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Member
Joined: Jun 2010
Posts: 81 |
cant say Ive heard of them covering hire and reward....but have you tried Freeway? they seem to be ok, we have been with them for 3yrs now
what sort of cover are they offering for that price? Does it have a high excess attached to it? and are they taking any no-claims bonus onboard from other company?
Last edited by Lynda; 16th May 2014 12:10pm.
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Joined: Jul 2012
Posts: 2,518
Forum Master
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OP
Forum Master
Joined: Jul 2012
Posts: 2,518 |
cant say Ive heard of them covering hire and reward....but have you tried Freeway? they seem to be ok, we have been with them for 3yrs now
what sort of cover are they offering for that price? Does it have a high excess attached to it? and are they taking any no-claims bonus onboard from other company? They are taking my 3yrs no claims, 10000 miles a year, and cover me for hire and reward, doing fast food deliveries.
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Joined: Jun 2010
Posts: 81
Member
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Member
Joined: Jun 2010
Posts: 81 |
My mistake, I thought you were after taxi insurance for a minute! Have you had a look at Cover Supermarket? They seem to do specific cover for takeaway delivery drivers
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Joined: Jul 2012
Posts: 2,518
Forum Master
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OP
Forum Master
Joined: Jul 2012
Posts: 2,518 |
My mistake, I thought you were after taxi insurance for a minute! Have you had a look at Cover Supermarket? They seem to do specific cover for takeaway delivery drivers Cover supermarket, just say on there online quotes unable to offer a quote.
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Joined: Jun 2010
Posts: 81
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Member
Joined: Jun 2010
Posts: 81 |
they got a freephone number if thats any good to you?
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Joined: Dec 2010
Posts: 2,284 Likes: 3
Forum Master
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Forum Master
Joined: Dec 2010
Posts: 2,284 Likes: 3 |
Surely you'd get the documentation sent to you before you commit, because you'd have to read the "small print"?
Isn't it called the schedule or something? Then when you buy you get the full policy documents.
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Joined: Aug 2005
Posts: 16,345 Likes: 1
Wiki Master
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Wiki Master
Joined: Aug 2005
Posts: 16,345 Likes: 1 |
who gives a toss as long as you are legally insured take the bargain.
Putin khuilo
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Joined: Feb 2010
Posts: 2,631
Forum Master
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Forum Master
Joined: Feb 2010
Posts: 2,631 |
Insurance fraud is one of the fastest growing crimes, not just the Cash-for-Crash type but now you're getting ghost-brokers.
A company will set up, sell you insurance, supposedly backed by one of the big names, take your premium and send you a cover note, worth just a little less than the paper it's printed on.
If you've called Aviva and they've never heard of them surely somebody there should have taken all the details and be looking into it.
I'm not saying that this is the case (although I've never heard of them either) but if the cover note isn't backed by an insurance company then you still have no insurance, it doesn't matter if you think you've paid for it or not.
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Joined: Oct 2007
Posts: 4,868
Forum Veteran
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Forum Veteran
Joined: Oct 2007
Posts: 4,868 |
It gets even more complex. If you visit the cover sure site, it seems to be selling franchises to use the name. It's not clear whether they are brokers themselves. As far as Willo's situation is concerned, I'm surprised that the job pays enough to be worth paying the extra insurance and cover the fuel and wear and tear.
Carpe diem.
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Joined: Jul 2012
Posts: 2,518
Forum Master
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OP
Forum Master
Joined: Jul 2012
Posts: 2,518 |
It gets even more complex. If you visit the cover sure site, it seems to be selling franchises to use the name. It's not clear whether they are brokers themselves. As far as Willo's situation is concerned, I'm surprised that the job pays enough to be worth paying the extra insurance and cover the fuel and wear and tear. It does pay enough, with more left over, if it did not, I would not continue the job.
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Joined: Jan 2013
Posts: 196
Enthusiast
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Enthusiast
Joined: Jan 2013
Posts: 196 |
If you pay by credit card or in monthly instalments you can't go wrong. Can you?
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Joined: May 2010
Posts: 3,447
Forum Guardian
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Forum Guardian
Joined: May 2010
Posts: 3,447 |
You could try these `who am with, they cover "goods for hire and reward" The under writers are `Highway,they were far cheaper for me this year http://www.oneinsurancesolution.co.uk/
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Joined: Jul 2012
Posts: 2,518
Forum Master
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OP
Forum Master
Joined: Jul 2012
Posts: 2,518 |
thanks, i will see what they say
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Joined: Aug 2011
Posts: 8
Beginner
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Beginner
Joined: Aug 2011
Posts: 8 |
We have used them for years. They are a very good broker and use all the larger business insurance companies. Most people won't have heard of them as they generally deal with business insurance. As someone else has said, get a copy of the policy documents to n sure it meets your requirements. At the end of the day your policy is with Avila not cover sure.
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